2026-07-10 –, Birch Salon
Savings circles predate formal banking by centuries and still move billions of dollars annually across communities that banks have never appropriately served. In this workshop, we'll run a live circle together and talk about what community-owned financial tools can actually look like.
Before banks, before credit scores, communities saved together. They pooled money, took turns receiving the pot, and kept each other accountable. That practice never went away, it just never got the tools it deserved.
Stacks is Bread Cooperative's open-source software that handles the mechanics of a savings circle: contributions, payouts, transparent records.
In this workshop we'll run a live circle together. You'll join, contribute, and watch the rotation work in real time. Then we'll open it up: what does it take for tools like this to reach the people who need them most? What are the limits? What does community financial sovereignty actually look like?
Joshua Dávila is the writer and podcaster behind Blockchain Socialist and the author of Blockchain Radicals: How Capitalism Ruined Crypto and How to Fix It, published by Repeater Books in 2023. He is a co-founder of Bread Cooperative, where he builds crypto applications from a post-capitalist point of view.